An excellent opportunity to purchase a cottage with good sized gardens in this sought after hamlet between Beverley and Driffield. The property has been improved by the current owners and may offer opportunities for extension/alteration -subject to necessary permissions -to suit the purchaser.
The property benefits from a newer oil central heating system installed since 2021 and offers rooms that are of good proportions. The ground floor is larger than the first floor so there is an emphasis on living space. In brief it comprises: a good sized Entrance Hall, Living Room with cast iron wood burning stove, Dining Room, a fitted Dining Kitchen with range of modern shaker style units with integral appliances including, oven, hob and fridge/freezer, Utility Room and WC Cloaks. To the first floor is a landing, 2 Double bedrooms and Bathroom. The house benefits from uPVC double glazing.
The house fronts straight onto the street, though it is very quiet and there is a decent width grass verge. The gardens extend to the side and rear and the whole plot is approximately 0.18 acres. It is not overlooked and beyond providing opportunities to extend may also offer the potential for a working garden or other outbuildings. There is a brick store and a former workshop which is attached to the roof. There are areas of gravelled hard standing with access to the street via double timber gates, lawn, beds and borders and the gardens' perimeters are hedged and fenced.
Aike is located to the north east of Beverley and is also home to Laurel Vines a vineyard and winery. It is a quiet settlement and a no through road. Local shops and amenities can be found in nearby Hutton Cranswick, Beverley and Driffield.
ACCOMMODATION
Entrance Hall - spacious
Living Room - with wood burning stove.
Dining Room
Dining Kitchen - with appliances including oven, hob and fridge freezer.
Utility Room
WC Cloaks
2 Double Bedrooms
Bathroom
Gravelled Car Hard Standing
Gardens to Side & Rear - plot approx 0.18 acres
Heating and Insulation: The property has uPVC double glazing and oil fired central heating.
Services: Mains water and electricity are connected to the property. Sewerage is via a private system. None of the services or installations have been tested.
Council Tax: Council Tax is payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band D (verbal enquiry only).
Tenure: Freehold. Vacant possession upon completion.
Viewing: Strictly by appointment with the agents Beverley office. Telephone: 01482 866844.
Tenure : Freehold
Council Tax Band : D
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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