DESCRIPTION
This two bedroomed semi-detached house is situated in a fantastic cul-de-sac within walking distance of Beverley town centre. The downstairs offers a generously sized living room and kitchen/diner. Upstairs there are two good sized bedrooms and an updated shower room. The block paved driveway provides off-street parking for two vehicles, with the detached garage giving additional parking should it be required. At the rear of the property is an enclosed secure garden ideal for small children or dogs. This house would make an ideal first or second home or for somebody looking for a basic property in a great location.
LOCATION
Risby Place is a popular residential location between the town centre and the super stores on the southern edge of Beverley. The property falls into good catchement areas for both primary and senior schools. From this location access to Hull and the Beverley bypass is excellent.
THE ACCOMMODATION COMPRISES:
GROUND FLOOR
ENTRANCE PORCH
Cloaks cupboard.
LIVING ROOM
Living flame gas fire with granite-effect fireplace and wooden surround. Brick column feature staircase. Radiator, ceiling coving and wood effect vinyl.
DINING KITCHEN
Equipped with a range of cream base and wall units with block wood-effect work surfaces and tiled splashbacks. One and a half bowl sink with drainer, plumbing for automatic washing machine, built-in electric oven/grill and halogen hob. Wall mounted gas central heating boiler and radiator.
FIRST FLOOR
LANDING
Ceiling loft hatch.
BEDROOM ONE
Radiator and ceiling coving.
BEDROOM TWO
Storage cupboard with slatted shelves, radiator and ceiling coving.
SHOWER ROOM
The suite consists of a quadrant shower with tiled surround. Pedestal wash-hand basin and low level WC.
EXTERNAL
To the side of the property there is a block paved drive leading to the garage which provides off-street parking for two vehicles.
ATTACHED GARAGE (2.6 x 5.2m / 8’6” x 17’11”)
Of brick and tile construction. Electric front door, personnel door. Power and lighting are supplied.
GARDENS
To the rear of the property is a secure garden enclosed by walls and fencing. Immediately outside the back door is an area of paving flags with a dwarf wall and small step up on to a larger area of lawn. The front of the property is laid to lawn with a central tree.
HEATING & INSULATION
The property has gas fired radiator central heating and UPVC double glazed windows.
SERVICES
All mains services are connected to the property.
COUNCIL TAX
Council Tax is payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band 'B' (verbal enquiry only).
TENURE
Freehold. Vacant possession on completion.
VIEWING
Strictly by appointment with the agent's Beverley office. Telephone: 01482 866844
Tenure : Freehold
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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